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I have seen many POS businesses close in Lagos. They all made these same 5 mistakes. Avoid them. *Mistake 1: Sitting in a Hidden Place* Don't open your POS inside street where nobody passes. Go to junction, bus stop, market entrance. Location is everything. If 100 people pass your shop daily, at least 20 will do transaction. *Mistake 2: Having Only One POS* Network will fail you. If you have only Moniepoint and it fails, customer will go to your neighbor. Always have 2 POS: Moniepoint + Opay. *Mistake 3: Not Having Change* Always keep ₦20,000 in small notes: ₦100, ₦200, ₦500. If customer wants to withdraw ₦5,000 and you give all ₦1,000 notes, market woman will not take it. *Mistake 4: Being Rude* POS business is customer service. Greet: "Good morning sir, welcome". Smile. If you frown, they will not come back. I lost 10 customers because I was moody one day. *Mistake 5: Not Writing Daily Profit* Many people eat their profit. Buy a small notebook. Every night write: How mu...

You don't have ₦21,500 to buy POS machine? No problem. You can still make money with Opay app on your phone. Opay will pay you ₦800 for every person you refer. If you refer 6 people daily, that's ₦4,800. *How It Works:* 1. Download Opay app from Play Store 2. Register with your NIN and BVN 3. Go to "Me" > "Refer and Earn" > Copy your referral link 4. Share your link to WhatsApp groups, Facebook, TikTok *My Strategy To Get 6 Referrals Daily:* *Trick 1: WhatsApp Status* Post daily: "Opay is giving free ₦1,000 airtime when you open account with my link. DM me". People will rush you. *Trick 2: Facebook Groups* Join groups like "Opay Adda", "Legit Money Nigeria". Post your link with proof of payment. *Trick 3: TikTok* Make 15 seconds video: "How I made ₦4,800 today with Opay referral". Drop your link in bio. TikTok will push you to thousands. *Proof:* I made ₦38,400 last week with this method (screenshot proof in imag...

If you want to start POS business, you will be confused: Should I buy Opay, Moniepoint or Palmpay? I have used all 3 in Lagos. Here is the honest truth. *1. NETWORK:* - Moniepoint: 9/10 - Fastest, rarely fails - Opay: 8/10 - Good, but fails on weekends - Palmpay: 7/10 - Average *Winner: Moniepoint* *2. CHARGES:* - Moniepoint: ₦10 on ₦10,000 - Opay: ₦10 on ₦10,000 - Palmpay: ₦10 on ₦10,000 *Winner: All same* *3. PRICE OF POS:* - Moniepoint: ₦21,500 - Opay: ₦20,000 - ₦25,000 - Palmpay: ₦20,000 *Winner: All same* *4. LOAN & SAVINGS:* - Moniepoint gives loan up to ₦500k after 2 months of good transactions - Opay gives loan up to ₦300k - Palmpay gives loan but smaller *Winner: Moniepoint* *5. CUSTOMER CARE:* - Moniepoint: Replies fast on WhatsApp - Opay: Slow, you will wait days - Palmpay: Average *Winner: Moniepoint* *MY FINAL ADVICE FOR 2026:* If you have money for only ONE POS, buy *Moniepoint*. If you have money for TWO, buy Moniepoint + Opay. Why? If one network fails, you use the ...

  Do you want to start POS business but you don't know how to get Moniepoint POS machine? Many people wait for weeks. I will show you how I got mine in less than 24 hours. *Why Moniepoint?* - Moniepoint charges lower than others - Network is faster than Opay sometimes - You get free account and ATM card - You can get loan up to ₦500k after 3 months *2 Ways To Get Moniepoint POS Machine FAST:* *METHOD 1: Online (Fastest - 24 Hours) - RECOMMENDED* 1. Go to Google Play Store, download *Moniepoint Business* app 2. Open app, click Sign Up as Business 3. Use your NIN and BVN to register 4. Enter your business name: e.g. "Your Name POS Services" 5. After registration, log in, click on "Request POS" 6. Pay ₦21,500 for POS fee inside the app 7. Your POS will be assigned to a nearby agent office. You will get SMS in 24 hours to go and pick it up at your local area (e.g. Ikeja, Yaba, Alaba) No need to know anyone! *METHOD 2: Through Agent (If you don't want to pay onli...

  Are you thinking of starting POS business in Nigeria? You see POS shops everywhere in Lagos, but is it still profitable in 2026? The answer is *YES, but not the way most people do it.* In this post, I will show you how much it costs to start, daily profit, and the secret to make more than other POS agents. *How Much Does It Cost To Start POS Business in Nigeria (2026)?* 1. POS Machine: ₦15,000 - ₦25,000 (Moniepoint, Opay, Palmpay) 2. Small Shop / Umbrella & Table: ₦10,000 - ₦50,000 3. Starting Capital (Cash to give customers): ₦100,000 - ₦200,000 4. Chair, Signboard, Register: ₦10,000 *Total to start: ₦150,000 - ₦250,000* You can start with ₦150k in your street in Lagos. *How Much Profit Can You Make Daily?* For every ₦5,000 withdrawal, you charge ₦100 - ₦200. If 30 people transact per day, that is: 30 customers x ₦150 = *₦4,500 profit per day* Monthly: ₦4,500 x 26 days = *₦117,000* Some locations in Lagos like Alaba, Yaba, Computer Village make *₦8,000 - ₦10,000 per day* bec...

*How To Make Money on YouTube in Nigeria (2026 Complete Guide)* Do you want to make money on YouTube in Nigeria? In this post, I will show you exactly how Nigerians are earning in dollars every month from YouTube. The good news is, you don't need expensive camera. Your phone is enough to start. *How Much Does YouTube Pay in Nigeria?* YouTube pays through AdSense. For every 1,000 views, you can earn $2 to $8 depending on your topic. Finance and business videos pay more. If you get 50,000 views in a month, that's $100 - $400 (about ₦150k - ₦600k). *Requirements To Monetize Your Channel in 2026* You need 2 things to start earning: 1. 1,000 Subscribers 2. 4,000 Watch Hours in the last 12 months OR 10 Million Shorts views Once you meet this, YouTube will approve you and start putting ads on your videos. *5 Easy YouTube Channel Ideas That Work in Nigeria* *1. Business Gist Channel:* Just like this blog, teach business ideas with your phone. *2. Street Food Reviews:* Go around Lagos...